The Challenge: The “Compressed Career” Window

Most investors have 40 years to build wealth. A professional athlete often has less than 10. This creates an L-shaped wealth curve where the stakes for every financial decision are exponentially higher.

At Davies Wealth Management, we specialize in helping pros in the MLB, PGA, and NFL manage “Sudden Wealth” and transition it into a permanent, multi-generational income stream.

Why a Fiduciary Matters to You

Athletes are frequently targeted by commission-based “advisors” and “business partners” looking to sell high-fee products or private equity deals. As a Fee-Only Fiduciary, we are legally bound to:

• Accept zero commissions or “kickbacks.”

• Provide objective due diligence on every “deal” pitched to you.

• Put your financial safety ahead of our firm’s profits—100% of the time.

1. Tax-Loss Harvesting & SMAs

We utilize Separately Managed Accounts (SMAs) to build custom portfolios. This allows for hyper-efficient tax-loss harvesting to offset your high-bracket income and avoids over-exposure to sponsors or industry-specific risks.

2. Multi-State “Jock Tax” Mitigation

Playing in multiple jurisdictions means filing in multiple states. We coordinate with your CPA to ensure your asset location strategy accounts for the complex “Jock Tax” landscape, preserving more of your game-day check.

3. “Burn Rate” & Liquidity Planning

We create a “Post-Career Paycheck” model. By analyzing your current burn rate against your career longevity projections, we ensure your lifestyle remains sustainable long after the last whistle blows.

4. Private Deal Due Diligence

Friends, family, and promoters will pitch you “can’t miss” opportunities. We serve as your professional filter, providing cold, hard data on the viability of private placements and alternative investments.